How Payouts Work

When someone buys a gift from your JoyRibbons registry, you have full control over what happens next. You can receive the exact item purchased — or take the cash equivalent instead. It's your gift. Your choice.

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Option 1 — Receive the Physical Gift

If you want the actual item that was purchased for you, we'll arrange delivery directly to your address. Simple. Nothing is deducted — what was paid for is what you get.

  • You receive the exact item your guest purchased
  • No fees, no deductions — 100% of the gift value comes to you as the product
  • Delivered to your chosen address within standard delivery timelines
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Option 2 — Take the Cash Equivalent

Prefer flexibility? You can convert any gift into its cash equivalent and withdraw it directly — and this is also where direct cash gifts from guests land. We charge a 10% conversion fee on all cash withdrawals, whether the cash started as a direct gift or as an item you converted — this covers the cost of liquidating gifts and processing your withdrawal.

  • A 10% fee is applied to the gift value when converting to cash
  • You receive 90% of the total gift value as a cash payout
  • To request your cash payout, email hello@joyribbons.com with your account details and the amount you wish to withdraw
  • Payouts are processed within 3–5 business days after your withdrawal request
How to Request a Cash Withdrawal

Withdrawals are currently processed manually. To request your payout or finalise gift shipping, please email us directly — we review all requests within 1 business day and process approved payouts within 3–5 business days.

  1. Email hello@joyribbons.com with the subject line: Withdrawal Request - [Your Name]
  2. Include your registered email address, the amount you wish to withdraw, and your bank account details (account name, account number, and bank name)
  3. Our team will review your request and respond within 1 business day to confirm or request any additional information
  4. Once approved, your payout will be processed and arrive within 3–5 business days
  5. You will receive an email confirmation once your payout is on its way

Please note: for cash gifts or contributions of USD 2,000 or above, we may request additional verification before releasing funds. See our Terms and Conditions for full details.

Fee Summary
Payout TypeFeeYou Receive
🎁 Physical GiftNo fee100% — the actual item
💸 Cash (direct gift or converted item)10% conversion fee90% of the gift value in cash
Frequently Asked Questions
Can I mix and match — take some gifts physically and cash out others?

Yes. You can choose on a per-gift basis. Each gift can independently be taken as a physical item or converted to cash.

When can I withdraw my cash?

You can request a withdrawal at any time by emailing hello@joyribbons.com. We recommend waiting until your wedding date has passed and your registry period has closed for a cleaner payout, but this is entirely your choice.

How long does a cash payout take?

Once your withdrawal request is approved, payouts are processed within 3–5 business days. You'll receive an email confirmation once your payout is on its way. Note that for gifts above USD 2,000, additional verification may be required before we can release the funds.

Does the 10% fee apply if a guest sends cash directly, not just when I convert an item?

Yes. The 10% fee applies to all cash you withdraw, regardless of whether it started as a direct cash gift from a guest or as a physical item you chose to convert. Only physical items delivered to you are completely free of any fee — any money that leaves the platform as cash to your bank account has the 10% fee applied.

Why is there a fee to convert to cash?

The 10% fee covers the costs of liquidating the physical product and processing your bank transfer. When you receive the actual item, no such costs are involved — so there's no fee.

What currencies can I receive payouts in?

Payouts are processed in the currency of the country with which you signed up. If you have a query about international payouts, please reach out to us at hello@joyribbons.com.

Can I change my payout preference after a gift is received?

Yes, as long as the physical gift has not yet been dispatched for delivery. Once an item is in transit, it cannot be converted to cash. Contact us as soon as possible if you need to make a change.

Still Have Questions?

We're here to help. Reach out to our team at hello@joyribbons.com and we'll get back to you within 24 hours.

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